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Melucci, Thomas and Brown is a professional debt negotiating firm whose expertise lies in reducing problem debt for consumers and businesses for pennies on the dollar. If creditors have your number, you should have ours. (888) 475-2610 If you have suffered the anguish of having your automobile repossessed, you may think it couldn't get worse. But sometimes it does because a deficiency judgment could be filed against you. We work directly with your creditors to negotiate reductions in your total unsecured debt balance. We offer you a viable alternative to bankruptcy and expensive consolidation loans. Settle debts for pennies on the dollar. We guarantee results or you pay us nothing. Let us take care of your debt so that you can concentrate on your work. Call today. (888) 475-2610 We guarantee results or you pay us nothing. Our fee is a small percentage of the amount we save you. If creditors have your number, you should have ours. 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